The Lender
That Actually
Says Yes.
Banks evaluate numbers. We evaluate businesses. Fundline was built to fund the companies that traditional lenders overlook, with fast decisions and capital that moves on your timeline.
We Fund the
Business, Not
Just the Score.
A credit score is a snapshot. It does not capture where your business is headed. Fundline was built by people who have operated businesses themselves, and we know that context, momentum, and intent matter just as much as the numbers on a page.
From a restaurant opening its second location to a contractor bridging a payment gap, we have worked with businesses at every stage. Every file is reviewed by a real advisor who understands your industry, not an automated scoring model.
Capital Shaped
Around You.
Term Loans
Fixed capital with a fixed repayment schedule. Ideal when you have a clear goal and need the funds to execute it without uncertainty about what comes next.
Revenue Advance
Capital today, repaid through tomorrow's sales. Your payments flex with your revenue so there are no fixed due dates and no pressure during slower periods.
Credit Facility
A revolving credit line you draw from as needed and repay on your schedule. Interest applies only on what you use, not the full approved limit.
Property-Backed Capital
Turn idle real estate equity into working capital. Competitive rates, fast appraisals, and a process that respects your timeline from start to finish.
From Application
to Funded. Fast.
Submit Your Application
Complete our streamlined online form in under five minutes. We ask only what we need: your business basics, monthly revenue, and the amount you are looking for. No business plan required.
Receive a Tailored Offer
A dedicated Fundline advisor reviews your file personally and structures a funding offer specific to your business. You will receive clear terms, transparent rates, and a decision typically within 24 hours.
Funds Deposited Directly
Once you accept your offer and sign your agreement, funds are transferred directly to your business bank account. Most clients receive their capital the same business day.
Businesses across Canada have used Fundline to hire, expand, acquire equipment, and stabilize cash flow without waiting weeks for a bank decision. Your offer could be ready by tomorrow.